Sunday, November 11, 2007

Reina Queenie SoliloqUy on The Meaning of Steel Cat

Haha..Its a funny title I think. Whats there to explain? BUt unless I explain, people dont see the BIG picture of my new money plan! As inspired by well-written books, websites, and normal money spending advice, it is always wise to live a lifestyle, where you knOw where your money has gone to~ Coz my previous experiences show that if you dont record down what you spend, you spend crazily. Ok I spend without caution on little little things like snacks, which actually robs you of your savings! Its not very worthwhile, if you calculate and add up the small amounts of money together. Thats why, Reina is going to live a new kind of spending lifestyle, where she tracks down all of her expenses. But oh dear, she isnt a very strong-willed person, in the face of temptations like curry puff, roti prata, nice looking bread, ok..she likes to eat. haha.. So she decided to make known to the whole world about her current plan, to save more money, by naming herself Steel cat. (It actually transformed from chicken. Can you believe it?! Coz of the works of mango. haha..)

So is the Steel Cat definition really just about not spending any money at all?

No! In fact it is a spending model, that is structured in such a way, you do WISE spending. Why do I say that? Because I have planned my monthly expenditure in such a way that you actually can spend without guilt. Money is left aside for really fun things (to me). And money is set aside for the future. I am that kind of person who can be really strict with myself, so I tend to increase the level of difficulty for my budget. haha.. Coz I really wana get new shoes, n clothes. But if I save up slowly, a little bit a little bit, its gona take long time. So I decide to increase my amounts to spend on such, by decreasing the amount to be spent on other things, like food~

My 1st Goal is to get myself a nice pair of shoes.

I know..that sounds pathetic. And Oh god..is there anybody who can understand? haiz..only I understand. haha.. ok so that is why I have been stinging on eating outside. Coz I am very much attracted by by "goals"/"trophies". haha..

Ok tts e end of my report on Why I am named steel cat, and why it is a positive name, that should be warmly accepted by all.. and not discouraged.

I was interested in Jupiter's investment talk. haha..But like he said, I couldnt invest much. Dont even noe anything that a low income person can invest. If only somebody can offer advice. perhaps the only thing possible now, as a sort of investment, are time deposit accounts/ savings account with higher interest rates than normal ones. And not much action taken, since the last time I heard of something i quite interested. No time.

OK..thats all from a really stressed, tired, creativity-deprived Reina.
She has to drag herself to complete one more challenge.
So Thats all for now my Zhui Xing Friends!

Reina Queenie Philosophy:
Stop criticising. Start encouraging! Its healthier, and we can get loads of positive energy from that.

P.S Somehow, this entry feels like I am writing in my blog. Hahaha.. And I too, need to learn from my own philosophy. Bad mood sets the tongue in wrong languages.

Yours Sincerely,
Reina

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